Financial goals such as buying a house, children’s education, retirement planning, or creating wealth require disciplined and planned investing. However, it’s often difficult to know how much to invest today to achieve a future goal because factors like time horizon and expected return rate affect the required investment.

A Goal-based Investment Calculator helps you:

• Estimate the right SIP (monthly investment) or lumpsum amount needed to reach your target

• Visualize how your money grows over time with the power of compounding

• Compare your total invested amount versus the wealth created (gains) at maturity

• Plan better by aligning investments with specific goals rather than random savings

What is Systematic Withdrawal Plan (SWP)?

A Systematic Withdrawal Plan (SWP) is powerful tool that allows investors to withdraw a fixed amount from their mutual fund investments at regular intervals — usually every month. It’s the perfect strategy for those who want a steady stream of income from their investments while letting the remaining corpus continue to earn market-linked returns.

Wealth creation isn’t just about how much you invest — it’s also about how wisely you withdraw. That’s where SIP and SWP complete each other.

Through a Systematic Investment Plan (SIP), you gradually build your wealth by investing small amounts regularly, benefiting from compounding and market averaging. Once your financial goals mature, a Systematic Withdrawal Plan (SWP) helps you convert that accumulated corpus into a consistent monthly income, without fully exiting the market.

Together, SIP and SWP create a smooth financial lifecycle — you invest systematically during your earning years and withdraw systematically during your retirement or goal-based years.